Welcome to Triple J Auto Group's Finance Department, your auto loan resource. We're eager to provide financing for your new or used vehicle. Check out our online auto loan calculator for an instant car loan rate. Then, proceed to our online finance application.
All types of credit, from good to bad, can qualify for an auto loan. First time car buyer, no problem! We will work with you to secure a no credit car loan if your situation demands it. Triple J Auto Group has strong relationships with several financial institutions on the island and is committed to finding you the perfect auto loan to suit your needs.
Please see below a list of products our Finance Department can offer.
Please contact our business manager at 671-648-6013 for any questiones or pricing on items listed below.
Ford Extended Service Plan or Repair Master Warranties: Pays cost of parts and labor on covered repairs. Also provides rental car and towing. Pricing will verify depending on make and model of vehicles.
GAP Insurance: Pays difference between actual cash value and loan balance if your vehicle is declared a total loss due to theft or collision.
PROCOAT: Electronic rust and corrosion inhibitor and protects your vehicle from the harsh environment.
REVERSE SENSOR: Sensing device designed to detect what you cannot see behind your vehicle.
ALARM: Protects your vehicle from theft and the system has programmable auto lock-on/off.
WINDOW TINT: Sun protection. (Price will vary depending on vehicle)
CREDIT LIFE: Pays off or reduces the loan balance in the event of death. (Price will vary depending on amount financed)
ACCIDENT AND HEALTH: Pays for scheduled monthly loan payments or a portion of it if the insured becomes totally disabled due to a covered accident or illness. (Price will vary depending on amount financed)
TRIPLE J ADVANTAGE PROGRAM: Choose between and 1 and 5 years of coverage of the following services. Wheel and Tire Damage Protection. SafeKey-Lost Key Replacement. PrePaid Maintenance. Free Car Washes. Savings Passport Book. (Price will vary depending of number of years)
Please refer to the specific contract for exact coverage, exclusions and limitations of the above optional value added products. Prices are estimates only, for exact payment information, please refer to your retail installment contract.
470 N. Marine Corps Dr.
Tamuning, Guam, 96913pause
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.