The Benefits of Finance Pre-Approvals
Ideally, any consumer would love to be able to walk into a car dealership, cash in hand, and get the model they want without the necessity of financing, payments, or extra debt. Paying with cash not only allows a buyer to sidestep applying for loans and making long-term payments, but it can also give a consumer extra bargaining leverage when working with a salesman.
The reality, though, is that most people can’t afford to pay full cash for a vehicle, which makes financing a necessary part of the car buying process for the majority of automobile owners.
When obtaining financing is necessary, it is wise to get pre-approval for your automotive loan. This arms you with shopping power that is as close to having cash as you can get without actually having a stack of money in your purse or billfold.
It’s easy to get pre-approval for auto financing, and you can even do it without leaving the comfort of your home. Simply navigate to Triple J’s online pre-approval form and fill in the required information. It’s that easy to get started.
Whether you’re in the market for a new vehicle or a used car, Triple J’s expert associates will walk you through all the options available to you and help you get the best terms possible.
Triple J can help you get financed no matter what you’re credit history looks like. Even those with no credit history, bad credit history, or bankruptcy can obtain financing with the help of Triple J.
Know Your Number
As you’re working on getting an auto loan, it’s wise to check your credit score, especially if you haven’t taken a look at it in a while. Knowing your score gives you an idea where you’ll stand as you apply for financing.
Every consumer is able to access one free credit report each year, and many credit card issuers and finance companies are now offering regular credit updates free of charge for their customers. So stay in the know about your credit numbers.
Your credit score is a seemingly small three-digit number, but those three numbers can have the power make or break you in the financial world. If your credit score isn’t quite as high as you’d like it to be, the good news is that obtaining an auto loan and responsibly making punctual payments can, over time, improve your score. So not only do you get the benefit of the new car you’ve been wanting, but you can improve your financial health as you pay for it.
We’re Here to Help
Stop by Triple J, contact us, or fill out our online form today to get started on the path toward automotive financing and vehicle ownership. Our knowledgeable team members are standing by to assist you. We’ll answer all your questions and work hard to get you the best financing terms possible, and we’ll also jump over any hurdles that may be in the way due to your past credit problems. Just leave it to us!